What the Finance

Spending too much money at Christmas is an epidemic in this country. People buy things they don’t need and do food shops that would feed an army for a year. It doesn’t have to be this way. The following are the best Christmas money saving tips from around the web: Food Eating and drinking too […]

In the UK anyone over the age of 16 can save money in an ISA and pay no tax for the interest accrued. In 2014 the tax-free allowance limit is £5,760. There are two main forms of ISA: the Cash ISA lets you withdraw money at any time, while the Fixed Rate ISA is for […]

Credit cards give us the freedom to purchase things whenever we desire. They often come with a range of attractive benefits and rewards that encourage us to spend, and the “buy now, pay later” incentive makes them very tempting to use – even if we have the cash to pay outright. When used properly, credit […]

Great news for home owners and Daily Mail headline writers. Not so promising for those who haven’t already got their foot on the housing ladder. UK house prices are expected to rise over the summer, with the highest consumer confidence in a decade and a half. Over the next year it is expected that house […]

Not having to deal with banks ever again is certainly something we’d all like to achieve. So if you’re considering alternative forms of credit, peer-to-peer lending schemes certainly look appealing. But firms such as Zopa, which match people’s savings with those looking to borrow, aren’t for everyone. By far the biggest drawback although some would […]

Here we have three tips to help you avoid the common pitfalls that affect many of today’s potential investors. Anti-Diversity When you are preparing your portfolio it is vital that you don’t over-concentrate in one industry sector. Backlashes such as the technology crash in 2000, or the banking crisis of 2008 saw many investors, whose […]

What is Groupon? It is an international website which claims to offer the greatest deals on a broad range of all kinds of products and services. What is the recommnedation service? Groupon has been long advertising a £6 Groupon credit for referrals. What does this mean? If a person recommends this deal to one of […]

Since the global financial crisis in 2008, which began with the failure of the Lehman Brothers, the world has slowly limped on and tried to grasp back the prosperity that people felt beforehand. While as a global economy we are doing better than 4 years ago, some countries are still struggling. The Eurozone is constantly […]

This particular post goes out to all my good Greek friends that insist stubbornly – or you wouldn’t be Greeks 😉 – that the global credit crisis has not affected Greece. It goes without saying that this is not true and I could if I would explain in much detail but as an analyst I […]

The EURO showed signs of weakening against most major currencies after reaching record highs against more them over the past few months. In more detail, the trigger for this corrective movement in the currency market has been a report showing that the European manufacturing is shrinking and the recession is deepening for the 16 nations […]